Paypay website payments standard API: pay without paypal account

we have set up Paypal as a hook into an e-commerce application, where users just enter their paypal account, and we link their clients through to their Paypal account when buying products.

This works great, and paypal asks you to login to pay for your purchases. But we don't want clients to be forced to create a paypal account, just to make a purchase.

Does website payments standard API actually support paying without a paypal account? At the moment this is a real showstopper for us.

Thanks for helping out


Check out PayPal Adaptive Accounts. You can create PP accounts for your users. The only step they'll have to complete at PayPal is creating a password. Once the account is created you might need send the user back through a checkout flow.

Adaptive Accounts

Use the Adaptive Accounts API to build applications that create and manage PayPal accounts. Merchants and developers can use the API to create PayPal accounts, add payment methods to accounts, and verify a PayPal account status.


Paypal is a very useful payment service gateway, exactly because the customer does not need to enter a credit-card number.

What we do, is offer Paypal as an option. We allow credit-card entry as well. In order to evaluate the credit-card for validity etc., we interface with the bank that supports our account and let their system do the checks. Another option would be "Cash on Delivery".

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