Credit Card Processing API
I need opinion on cheapest credit card processing api, any one aware of. Also I would like to know if any service is available which let me accept credit card on form and transfer it to multiple customers' accounts. I mean after charging my fees I send the remaining transaction to customer account.
I would check out Stripe Connect API to fit your needs. It is fully PCI compliant and you can allow users to make transactions with each other. You can even take an application fee per charge without without having to collect any full payments yourself. Which basically means (for example), UserA can pay UserB $20 directly, and you can charge a $1 fee for that transaction. You collect the $1 and UserB gets his $19.
Of course, though, they do charge a modest 2.9% + 30 cents per transaction. But in my past experiences, Stripe Connect has been my favorite and easiest to implement.
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